Spend now to save later - Home Warranty (Part 2)

Welcome to my blog! My name is Amanda Glenn Evans (Marsh) (a.gem for short), and I'm your local real estate expert. Based in Union County, North Carolina (with real estate offices in Monroe and Marshville), I'm here to help you navigate real estate transactions in Mecklenburg, Union, Anson, Stanly, and surrounding counties.

As your local expert, it's my honor to walk alongside you in the buying and selling journey. No matter what type of real estate you're looking for, my experience is built on a foundation of10 years of property management/real estate experience, a masters degree in counseling, and a top-notch negotiating expert in the realm of both residential real estate.

Let's dive in to what we're here to chat about!

Warranty Q & A with a.gem:

What is a home warranty?

Simply put, a home warranty is a yearly service contract that protects specific home systems and appliances. Imagine you discover water leaking out of your dishwasher onto the kitchen floor. When a breakdown like this happens to your dishwasher and it is covered by a home warranty plan, the home warranty company can repair or replace it. Home warranties protect systems such as heating, air conditioning, and plumbing. The can also cover appliances including your dishwasher, oven, washer/dryer, refrigerator, and more. When covered items break down, your home warranty company is there to take care of diagnosing the issue and repairing or replacing the items.

What does it cover?

I partner with a local representative that provides warranty coverage from First American Home Warranty.

First American’s home warranty plans cover crucial home appliances and systems, but what else do home warranties cover? Here are coverage options and upgrades you can purchase with your home warranty plan to fully meet your home's needs and fit within your budget.

Options You can add optional coverage for items such as:

• Pools and spas

• Well pumps

• Additional refrigeration

• And more

Upgrades You can purchase upgrades that will cover:

• Haul away of the old appliance or system

• Correction of failures caused by improper installations

• Building permits

• Correction of building code violations

What does it NOT cover?

Like other types of warranties or service contracts, home warranty plans have limitations on coverage. Typically, home warranties don't cover the modifications or changes required when new equipment is installed.

For example, if an HVAC system needs replacing, electrical or structural modifications may be required to accommodate the new unit. Or a new hot water heater might require changes to pipes coming in and out of the unit. A home warranty usually will not cover these types of changes. Learn more directly from First American Home Warranty about what's not covered by a home warranty.

Why do I need a warranty?

If you’re a homeowner, ask yourself when you last experienced an appliance or heating/air conditioner breakdown? The truth is, most home systems and appliances eventually fail. And it's usually when you least expect it. But with a home warranty, you get the peace-of-mind that comes from protecting your budget against the wear and tear of covered home systems and appliances.

First-time homeowners especially benefit from home warranty coverage. That's because extra funds are often in short supply during the first few years of homeownership. Surprise out-of-pocket expenses can potentially derail dreams of improving or updating a newly purchased home.

Benefits of a warranty plan

24/7 availability to request service When a covered home appliance or system breaks, we’re here for you day or night. Simply give us a call or go online to request service.

• A simple solution when something breaks With a First American home warranty, you can eliminate the hassle of finding a service provide. We’ll assign a qualified technician who will contact you to set up an appointment to come to your home to diagnose and either repair or replace the covered item.

• Protection from huge, unexpected repair or replacement bills When a covered appliance or home system breaks, you contact us and pay a small service fee, and we’ll take care of the covered repair or replacement costs.

• Unlimited service calls You can request service as many times as needed. In fact, last year, over 63% of our customers requested service at least once.

** This information is specific to First American Home Warranty

If I have insurance, why do I need a warranty?

Homeowners insurance protects your home against damage from fire, storms, vandalism, and more (depending on the coverage you purchase). A home warranty, however, covers your home systems and appliances when they inevitably break. Having both home warranty coverage and homeowners insurance is the best way to fully protect your home against the unexpected, but a home warranty gives you more value year to year because of the benefits it provides.

Homeowners often request service for broken systems or appliances multiple times in one year alone. The bottom line? Protect yourself with both homeowners insurance and a home warranty.

Bottom Line

Feeling overwhelmed? Don't be! Whether you're looking for real estate in Mecklenburg, Union, Anson, Stanly or other surrounding counties -- Amanda Evans is here to ensure you have the best representation, no matter what your end goal may be.

I'm ready to talk when you are, give me a call/shoot me a text (770)-653-7370.

Make it a great week, my friend!

Real Estate buying and selling service areas for Amanda Evans, Realtor/Broker include (but are not limited to: Mecklenburg, Union, Anson, Stanly, and surrounding counties. Amanda services sellers/buyers with their residential, land, commercial, farm and estate needs. With offices in Monroe and Marshville, North Carolina, Amanda can meet you on site for an appointment at your convenience.

Amanda's Hot Areas for purchase/sale 2022: Matthews, Mint Hill, Indian Trail, Monroe, Wingate, Marshville, New Salem, Unionville, Fairview, Waxhaw, Weddington, Wesley Chapel, Peachland, Polkton, Locust, Midland, Oakboro, Norwood, and Stanfield North Carolina.