top of page
Search

What to Expect at Your North Carolina Real Estate Closing: A Seller’s Guide

Congratulations on reaching the closing stage of your real estate transaction in North Carolina! Whether you're signing in person or using a mobile notary, knowing what to expect can make the process smoother and less stressful. Here’s a guide to help you navigate your closing day and a helpful checklist to follow afterward.


Closing Options: In-Person vs. Mobile Notary


In-Person Closing: If you choose to close in person, you'll meet with your attorney and any necessary parties at a designated location. Expect to review and sign a variety of documents, including the settlement statement and the deed. It’s a good opportunity to ask any last-minute questions.


Mobile Notary Closing: If you opt for a mobile notary, they will come to you at a convenient location. This can be especially useful if you have scheduling conflicts. Just make sure to prepare in advance by having all necessary documents ready.


Important Reminders for Closing Day

  1. Bring Your ID: Remember to bring a valid photo ID, such as your driver’s license. This is essential for verifying your identity during the signing process.

  2. Don’t Shut Off Utilities: It's crucial to keep your utilities active until at least the day after closing. This ensures a smooth transition for the new owners and prevents any potential issues with the property's condition at the time of transfer.


Post-Close Checklist

Once the closing is complete, there are several important tasks to handle:

  1. Forward Your Mail: Set up mail forwarding through the USPS to ensure you receive any important documents or correspondence that may arrive after you move.

  2. Update Your DMV: Visit the DMV to update your address on your driver’s license and vehicle registration to avoid any issues down the line.

  3. Update Your Banks: Notify your bank and other financial institutions of your change of address to avoid any disruptions in service.

  4. Inform Life Insurance Providers: Update your address with your life insurance company to ensure your policy remains valid and properly documented.

  5. Cancel Homeowner Insurance: Be sure to cancel your homeowner's insurance policy the day after closing to avoid unnecessary charges.

  6. Cancel or Transfer Utilities: After the closing date, be sure to cancel or transfer your utilities to avoid additional charges.

  7. Keep Records: Retain copies of all closing documents for your records. They may be useful for tax purposes or any future reference.


Conclusion

The closing process can be straightforward when you're well-prepared. Whether you choose to sign in person or with a mobile notary, knowing what to expect will help ease any anxiety. Remember to bring your ID, keep your utilities on until the transition is complete, and follow the post-close checklist to ensure a smooth move. If you have any questions or need further assistance, don’t hesitate to reach out!

Amanda Evans

Broker & REALTOR®

Central Carolina Real Estate Group

 
 
 

Comments

bottom of page